SERVICES
Investment Process
Any advisor holding themselves out as a fiduciary should start with the facts as it relates to your current investments before offering any advice whatsoever. As a fiduciary advisor we make sure you are not making decisions based on myths, misconceptions, or missing critical facts. We focus on making decisions based on facts and logic derived through proper discovery before making any financial decisions.
Tax Clarity for Retirement Income Planning
Do you know the most important questions you should ask your CPA before you complete another tax return or watch another month go by that could be costing you extra tax dollars? Most advisors focus only on helping you accumulate assets. Our job is to help you possibly cut future tax bills, avoid financial problems in your retirement years, and within your estate plan. Become proactive with your tax planning and find money falling through the cracks that could be redirected to whatever you desire.
Estate Plan
When it comes to protecting a family's estate, we usually find it's the little things that add up to make it a great experience or a complete failure. Little things like making sure the Power of Attorney documents for both health and wealth are done right really matter when "life happens". All clients' accounts and documents can and should be reviewed to make sure they are in line with the estate's plan.
My Work Retirement Plan
We assist our clients with all their capital management needs. Recent economic downturns created problems in people’s company’s retirement plans. As a result, they experienced costly setbacks. Our services benefit retirement plan participants by providing guidance on assets not under our direct control. We will guide you on how to manage your workplace funds. Our assistance in this critical area will help you achieve a timely and comfortable retirement.
Income and Social Security Planning
Make sure your assets can generate the retirement income stream you need today and throughout your lifetime. The timing of starting your Social Security Income is critical and irrevocable. Distributions from your retirement and investment accounts require specific decisions as to when and how much you should take out. We can help you plan your income in the most tax efficient manner to meet your needs including investment risk management, liquidity needs for emergencies, and changes in the cost of living or the cost of your health care. Put peace of mind into your future retirement income needs.
Annuities and Insurance
There are many myths and misconceptions about annuities, the first one being that they are right for everyone. Before deciding for or against annuities or any insurance solutions you have to make sure you are aware of all the critical facts about the myriad choices available today. We look at investment and insurance options and weigh their value in achieving your goal. Our approach is to find truth and clarity in the planning process so the greatest benefits at the lowest risk can be achieved.